Your Rights Under the Fair Debt Collection Practices Act (FDCPA)
Dealing with debt can be stressful, especially when collection agencies start calling. If you’ve ever felt harassed or intimidated by […]
Fair Credit Reporting Act
Two Credit Reporting Agencies Caught in Fraud | Chicago Bankruptcy Attorney
Many people rely on credit scores to determine their financial health and stability. Employers occasionally use it to determine the
Case Law: FCRA Investigation May Require Examination of Account-Level Documentation
The 11th Circuit Court recently reversed in part a trial court’s ruling granting summary judgment in favor of a debt buyer,
Motions to Dismiss Denied in FDCPA/FCRA Case
A recent FDCPA/FCRA case out of the U.S. District Court Northern District of Illinois Eastern Division resulted in a denial of all
Can You Sue if a Credit Reporting Mistake Ruined Your Credit?
Credit inaccuracies can be very problematic for anyone trying to obtain credit. Your credit score also has an impact on
Bank of America, Chase To Change Credit Reporting Practices For Discharged Debts
According to the New York Times, Bank of America and JPMorgan Chase will be fundamentally changing how they report debts that
U.S. Supreme Court To Decide Fair Credit Reporting Act Case
On April 27, 2015, the U.S. Supreme Court granted a petition for writ of certiorari in Spokeo, Inc. v. Robbins, an
Changes in credit reporting may be good news for consumers
Some recent changes in credit reporting could be good news for many Illinois residents. The changes, which were instituted by
Equifax Hit With $18.6 million Fair Credit Reporting Act Judgment
Julie Miller, a woman from Oregon, has been awarded $18.6 million in her lawsuit against Equifax. According to The Oregonian, the
The CFPB Is Now Accepting Complaints About Credit Reporting
The Consumer Financial Protection Bureau is now accepting complaints about credit reporting via its online tool. These complaints are actually reviewed —