Conclusion

Consumer defense is the luxury of the informed. While nothing in life is guaranteed, having predictability on your side can make a big difference. For too long, our society has frowned on those who choose to live free from the debts that would otherwise hold them back. This attitude towards debt makes absolutely no logical sense. Achieving financial freedom is impossible when we consider debts to be moral obligations. Debt should not be a tool for maintaining a specific lifestyle. The road to serfdom is paved with consumer debt. In order to survive and thrive, consumers must begin making informed decisions about their debts.

Imagine a life where debt is a fading memory, not the elephant in the room. You have the power to leave your bad investments behind and build the financial future you desire. However, you must take the first steps on the road to financial freedom. Think long and hard about your current financial position and your future goals. Those who are truly wealthy are those with the tools and information necessary to protect themselves from the pitfalls of consumer debt and the bad behavior of debt collectors.