Notice

This book is designed to provide information about the subjects covered. The information herein should be used only as a general guide and not as the ultimate source or authority on the subject matters covered. While every effort has been made to make this guide as complete and correct as possible, the law does change over time.

The authors and publisher shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused or alleged to be caused directly or indirectly by the information covered in this guide.

The information you obtain in this guide is not, nor is it intended to be, legal advice. Any information provided in this document is not intended to create a lawyer-client relationship.

All the documents, forms, and information on these pages are generic in nature and must not be regarded as legal advice, accordingly you use this guide at your own risk.

The authors are licensed to practice law only in Illinois and the United States District Court for the Northern District of Illinois. You are strongly advised to consult an attorney for individual advice regarding your own situation. The author makes no guarantees or warranties as to the quality of the forms listed.

The authors and Atlas Law Center are a federally defined Debt Relief Agency, and help people file for bankruptcy protection under the U.S. Bankruptcy Code.

The names of individuals used in this document are entirely fictitious, and are not designed to bear any resemblance to any persons living or dead. Any resemblance to persons living or dead is entirely unintentional. All hypothetical examples in this document are merely for illustrative purposes and do not reflect the specific facts related to any person living or dead.