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How Does a Loan Servicer Differ from a Collection Agency?
An Example of Mortgage Securitization Local Prairie Bank issues as many loans as it possibly…
How Does a Deed in Lieu of Foreclosure Work?
Whitney and Bart Smith: Deed In Lieu of Foreclosure Whitney and Bart Smith own a…
How Does a Constructive Contract / Promissory Estopple Claim Work?
Morgan Gibson: A Constructive Contract Claim As the financial crisis deepened, Morgan, a marketing executive,…
How Do I Legally Record a Creditor Phone Call Under Illinois Law?
Mark Jones: Recording a Creditor Phone Call As part of his consumer defense strategy, Mark…
How are Creditors Penalized for Violating the FDCPA or FCRA?
Miranda Baker: Discharge Violation Miranda, a former United States Marine Captain, filed a Chapter 7…
What is an Example of a FDCPA Violation Involving a Recorded Phone Call?
FDCPA Claims Based on Recorded Phone Calls As you may recall from our previous encounter…